It is never too early to start retirement planning, especially when it comes to your retirement income plan. But making the best choice is based on the knowledge and ability of your financial adviser. In a Wall Street Journal interview with David Giertz, president of Nationwide Financial Distributors, Mr. Giertz, emphasized the importance of having advisers discuss Social Security with their clients.
Read more: Insurance Agent at Nationwide Financial Institution in Fort Lauderdale, FL
David Giertz explained that it is not just for the client’s benefit but also for the adviser’s, in terms of their ability to retain potential clients. “…4 out 5 people said they would change advisers if their adviser wasn’t talking to them about Social Security,” Giertz said, referring to the results of a consumer survey conducted by the Nationwide Financial Retirement Institute on Twitter. The survey was conducted among retirees and people looking at retirement in the next ten years.
When asked why investment advisers seem avoiding the topic of Social Security in their consultations with existing or potential clients on About.me, Dave Giertz suggests it may have to due with the complexity of the Social Security Act itself.. “The Social Security handbook has over 2700 rules,” he says, which is no trivial matter. However, it is crucial for advisers to understand and be confident about the workings of Social Security, since it may be a key aspect of their client’s retirement income plan. According to the survey, Social Security could make up to 40% of an individual’s retirement plan income at https://angel.co/david-giertz.
More and more people are resorting to the guidance of a financial expert to help them design an efficient retirement income plan. If advisers want to provide the best possible guidance, they need to stop avoiding the topic of Social Security and instead make it a tool to optimize their clients’ retirement plans on yolasite.com. It could give advisers that extra push to improve their retention rates and it would allow clients to make the most out of their retirement. It’s a win-win for all involved.
Building capital is the universal mantra of business; economic growth depends on solid financial stability. Investment banking is the root element and driving force that provides the necessary capital for companies and other institutions. This type of banking takes on liability from a policy fashioned by an insurance company, in such a way that the investment is protected, an underwriter. It is a specific banking service designed for business, not exactly individuals; it is completely different than a saving or checking account. The complexities of investment banking can be significant, in that one truly needs an expert in the field. Knowledge of mergers, brokers, traders, and acquisitions are critical to the success of any investment banking venture. The investment banker acts for the company or entity in the process of obtaining securities. Moreover, an investment banker may be employed for advice only, since this type of banker is deeply involved in the arena of investments, they can make common sense predictions on success or failures. Essentially, a talented and creditable investment banker is the fundamental component of investing wisely.
Martin Lustgarten is a skilled and experienced investment banker worldwide, and also a personal success story. He is based in Florida; but he is active in a number of other countries, he is an international star.
From unassuming beginning, he was born in Florida in 1959; the landscape of Florida back then was humble, and not as trendy as it is today. No Wall Street influences there, so Martin Lustgarten’s talent was hard won by personal sacrifice, hard work, and dedication. All-in-all making him a better man, and a trusted investment banker, later he spent time in Austria and Venezuela. He has persevered to become one of the most remarkable investment banker’s globally! However, he will surprise you; because, he is a great humanitarian and shares his wealth with more than a few charities. He prides himself as a caring loving individual that believes in giving back to the community, so not only does he contribute to charities, he educates and teaches people wise banking protocol.
Geoffrey Cone and Karen Marshall are the principals of the New Zealand law firm known as Cone Marshall, the firm is an international trusts and tax law firm. Cone Marshall was established in 1999 and is located in Auckland, on the third floor of the Parnell House. In 2005, Prior to joining the law firm, Karen Marshall had lived in London for 10 years where she worked for a law firm in the Commercial Litigation department. Since 2005, she has worked for Cone Marshall and became a principle in 2006. She is now an advisor for statutory trustee companies and has a wide experience of helping to manage trusts in general. Geoffrey Cone has been providing international tax and trust planning since 1980, and has had experience with trust management and trustee services. Cone Marshall has done limited work with international families and advisors by providing assistance with establishing New Zealand partnerships, companies, trusts and providing global tax and wealth planning advice. In a May 2016 article that serves as the Law Firm & Experts Directory, Cone was described as the Quintessential Tax Lawyer. Cone Marshall currently, and always has adhered to the highest principles of trust and tax transparency and has assured their clients have been afforded the most trusted advice of the international trust and tax law.
Cone Marshall has not sought out private clients, but rather provide services for family’s, private banks, attorneys, advisors and other institutions that are situated in areas outside of New Zealand that helps in assisting them with plans involving their own clients. An example of this is that Cone Marshall could help in establishing New Zealand structures, and would provide full local trust, tax, structuring, and succession advice. All enquirers are protected and kept confidential by the legal professional privilege. At Cone Marshall they work in establishing companies, trusts and partners in New Zealand and help in providing global health plans. Cone Marshall has two office locations, in New Zealand and Switzerland, In New Zealand they are located on level 3 of 18 Stanley Street of Auckland Central, Auckland 1010 of New Zealand, in Switzerland they are located at 25 Grand Rue, Geneva 1204 of Switzerland.
Laidlaw & Company is not your average investment company where they just throw your money into the stock market while you sit at home and hope for the best. They are a company that allows all of us to make as much money as we possibly can on all our investments. We all have choices, and I spoke to James Ahern and Matthew Eitner about my choice to invest in commodities. Every country in the world has its own commodities, and that is why they are so potent.
I have a broker at Laidlaw & Company who knows how to work with commodities, and they show me how to invest in things like silver and gold for my benefit. My broker helps me pick them because they know what my best options are in all cases, and they also know how much money I can make if I pick a certain kind of commodity.
My whole plan for investing is something that I truly believe will work because I picked out Laidlaw & Company over other places. They are very good for me, and they are helping me make money that I did not think was there in the past. I have my money spread out all over the world because of the different commodities I have invested in, and that is why I see my reports improving. My broker (James Ahern) keeps me up to date so that I know how much money is available to me when I am ready to pull it out, and I think that I can retire on this if I allow it to sit for long enough in my account.