Social Security Is Not a Topic to Avoid

It is never too early to start retirement planning, especially when it comes to your retirement income plan. But making the best choice is based on the knowledge and ability of your financial adviser. In a Wall Street Journal interview with David Giertz, president of Nationwide Financial Distributors, Mr. Giertz, emphasized the importance of having advisers discuss Social Security with their clients.

Read more: Insurance Agent at Nationwide Financial Institution in Fort Lauderdale, FL

David Giertz explained that it is not just for the client’s benefit but also for the adviser’s, in terms of their ability to retain potential clients. “…4 out 5 people said they would change advisers if their adviser wasn’t talking to them about Social Security,” Giertz said, referring to the results of a consumer survey conducted by the Nationwide Financial Retirement Institute on Twitter. The survey was conducted among retirees and people looking at retirement in the next ten years.

When asked why investment advisers seem avoiding the topic of Social Security in their consultations with existing or potential clients on About.me, Dave Giertz suggests it may have to due with the complexity of the Social Security Act itself.. “The Social Security handbook has over 2700 rules,” he says, which is no trivial matter. However, it is crucial for advisers to understand and be confident about the workings of Social Security, since it may be a key aspect of their client’s retirement income plan. According to the survey, Social Security could make up to 40% of an individual’s retirement plan income at https://angel.co/david-giertz.

If advisers want to provide the best possible guidance, they need to stop avoiding the topic of Social Security and instead make it a tool to optimize their clients’ retirement plans on yolasite.com. It could give advisers that extra push to improve their retention rates and it would allow clients to make the most out of their retirement.

OSI Food Solutions Outshines Other Firms In The Food Sector To Win The 2016 Globe Of Honour Award

OSI Food Solutions was the recipients of the Globe of Honour Award in 2016. The British Safety Council presented the award to OSI Food Solutions at the Drapers’ Hall in London.

OSI was among the 18 companies that won the 2016 Globe of Honour Award. Nominees for the award were required to have excelled in the management of environmental risks. They were also required to have earned five stars in an environmental management audit conducted by the British Safety Council.

Speaking during the award ceremony, Lynda Armstrong, the chairperson of the British Safety Council, congratulated OSI Group Food Solution for its exemplary environmental management approaches. She also said that the Globe of Honour Award is meant for companies that have adopted an integrated approach to protecting the environment for sustainability.

Kelly Grimwood, OSI’s Europe environmental manager, received the award on behalf of the company. Grimwood said that besides environmental management, leadership also counts in winning a Globe of Honour Award.

About OSI Group

OSI Group is a private food company with subsidiaries such as OSI Food Solutions. Its subsidiary has its operational headquarters in Scunthorpe, UK. The company specializes in the production of beef and pork products suited for the hotel industry. In addition to 2016, the company also won the award in 2013 and 2015. OSI Group also acquired Tyson Food Plant and Baho Food to enhance its production capacities.

The company also provides clients with customized food solutions depending on their specifications. These services are offered through trustworthy and efficient supply chains. OSI Group’s core values include seeking partnering relationships, striving for improvement, exploring innovative solutions, and working as a team.

InnovaCare Health- A Leader in Health Care Services in Puerto Rico

In July 2016, InnovaCare Health, a renowned healthcare organization announced that it had recruited three new executives to its organization’s team. According to Yahoo.com, the Chief Executive Officer of InnovaCare Health, who is also the President of the company, remarked that Penny, Mike, and Jonathan, had the level of experience and professional integrity that InnovaCare Health was in need of. Penny was named the Chief Administrative Officer, Mike the Chief Accounting Officer, and Jonathan the Chief Actuary Officer of InnovaCare.

Penelope Kokkinides’ Professional Profile

Penelope Kokkinides is currently InnovaCare’s Chief Administrative Officer. With over two decades experience in health care, Kokkinides has extensive expertise and knowledge in managing health care operations, and the development of clinical programs.

Kokkinides has been in several executive roles before joining InnovaCare. These include working as Chief Operating Officer and Vice President at Centerlight Health Care, Chief Operating Officer at Touchstone Health, and the Vice President for Disease and Care Management at AmeriChoice.

Rick Shinto’s Professional Profile

Rick Shinto is the current President and Chief Executive Officer at InnovaCare. Before joining InnovaCare, Shinto served as Chief Executive Officer at MMM Healthcare, Inc, PMC Medicare Choice, and Aveta Inc. Dr Shinto has served in clinical healthcare for over 20 years and is immensely experienced and skilled in healthcare programs. Dr. Shinto launched his medical career by working as an intern and pulmonologist in Southern California. Shinto graduated from the State University of New York with a medical degree, and the University of Redlands with an M.B.A.

Rick has immensely contributed to the recognition of InnovaCare as a leader in healthcare services. Under his leadership, Rick pioneered a medical provider network that is on Crunchbase, and is used throughout Puerto Rico.

About InnovaCare

InnovaCare Inc is a provider of healthcare services, and operates the top health plans in Puerto Rico- PMC Medicare Choice, and MMM Healthcare, Inc. The membership base for these plans includes over 200,000 individuals.  By offering the only NCQA accredited plans in the island, InnovaCare is dedicated to giving its members quality healthcare that is cost-effective, coordinated, and innovative, and fully integrated using advanced technologies.

In 2011, the National Committee for Quality Assurance acknowledged InnovaCare with an award on RocketReach.co. InnovaCare received the award because of its commitment to providing quality plans and services to its patients.

View the company profile at LinkedIn

Brad Reifler Gives Financial Recommendation

Brad Reifler is a sequential American entrepreneur. He is reputable for founding Forefront Capital and serving as its chief executive officer. He is a former founding partner of the Pali Capital.

Reifler was also the originator of Refco. He had a primary business by the name Reifler Trading Company before establishing the Sino Mercury Company. Reifler endeavors to transform the lives of young people through financial life lessons.

Brad Reifler Financial Advice

  1. Significance of the Budget

Reifler says that businesses generate budgets to plan their expenses and project their revenue. Young people also need to allocate some time to figure out how much money they have and how to save and spend the money. He says that young people would better handle their finances if they considered themselves as a business. Learn more about Brad Reifler: http://www.marketwired.com/press-release/brad-reifler-forefront-capital-advisors-ceo-announces-new-partnership-with-easter-seals-2104550.htm

Importance of Compound Interest

Reifler says that individuals who start saving in advance become prosperous even before their retirement ages. Savings earn interest. This is supplementary to their balance and it leads to more interest. Reifler declares that compounding interest effect results to sustained considerable gains that help to lessen the retirement arrangement pains.

  1. Getting Quality Deals

The renowned entrepreneur says that low-priced commodities have general low qualities. He says that buying expensive commodities is the most reasonable act because they are often long lasting.

He declares that young people should instead try to negotiate for discounts without reducing the cost value of commodities. It is better to save money if possible. One has to understand the distinction between good deals and low prices.

  1. Paying For College Education

Brad Reifler states that young people should try to pay for their college fees. He also says that they should try to avoid the top-of-the-line private universities that charge higher tuition costs. He says that most employees seek for services of the still-training professionals.

Reifler ultimately says that people need to emphasize and share these financial principles. Understanding saving, credit, budgets, and other conceptions will assist everyone to build a secure and stable economic opportunity.